You should have recently received your 2023 annual benefit statement and AVC statement(s), if applicable. The statements contain important information about your pension benefits to help you make informed choices about your future.

These are the first statements we have issued with Gallagher as the Plan’s Administrators, so you will notice some changes to how they look. In line with industry best practice, we have simplified them as much as possible so that you can focus on the most important information: how much you currently have and what you might be able to do to improve your retirement outcomes.

You will be able to view your 2023 statement, along with statements from 2019 onwards, through the pension portal (accessible via My HR Tools or www.phillips66ukpensionplan.co.uk).